Privacy Policy

1. Introduction

Paycheck Planner ("we," "us," "our," or "Company") operates the Paycheck Planner application. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

2. Data Collection

We collect and store the following information locally on your device:

• Paycheck dates and amounts
• Expense entries and categories
• Debt tracking information
• Savings goals and progress
• User preferences and settings

Important: All financial data is stored locally in your browser using browser storage (localStorage). We do not transmit this data to our servers.

3. Data Storage & Security

Your financial data is stored exclusively on your device in your browser's local storage. We do not have access to, store, or process your personal financial information on our servers. Since data is stored locally, you are responsible for:

• Securing your device and browser
• Backing up your data if needed
• Clearing browser data if you want to delete your information

4. Third-Party Services

Our application may use the following third-party services:

• Analytics: We use Umami Analytics to track anonymous usage patterns and improve our service
• Google Fonts: For typography resources
• Browser Notifications: For optional push notifications on your device

These services may collect information about your usage of the application. Please review their privacy policies for more information.

5. Notifications

We offer optional browser notifications for spending alerts and budget reminders. These notifications are:

• Entirely optional and can be disabled in Settings
• Processed locally on your device
• Not sent to our servers

6. Data Deletion

You can delete all your financial data at any time by:

• Using the "Clear All Data" button in Settings
• Clearing your browser's local storage and cache
• Uninstalling the application from your device

Once deleted, your data cannot be recovered.

7. Children's Privacy

Our Service is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will delete such information immediately.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us through the app's settings or visit our website.